Traditional funding sources often have restrictions that prevent them from exercising the creativity necessary to meet your needs. We will do our best to understand your needs and align you in a way that allows you to get your project the attention it deserves. Note, we are not funding brokers or lenders but rather are commercial project consultants and, where appropriate will guide you to resources within our contact sphere.

CCG normally charges an initial consulting fee to review your circumstances. Once we have determined if we may be able to help, we will discuss the options with you. If funding is required as a part of your project and we align you with a group within our contact sphere, these groups occasionally compensate CCG for making introductions. Depending on the circumstances, this compensation, coupled with our initial consulting fee, is often enough to offset our time involvement. If not, we will convey this to you prior to proceeding forward. This, fully transparent process, is the only way we do business at CCG. Again, we are not brokers or lenders but rather are project consulting experts. Note: CCG is not registered as a securities broker dealer and does not and cannot participate in any financing transaction involving securities.

CCG consults on projects in all 50 states, US territories, Canada, Europe, Australia and New Zealand.

We are not brokers or lenders but rather are consultants in the commercial project environment. We have consulted on numerous projects in a variety of industries and our contact sphere includes strategic partners that have successfully linked lenders in many instances. In aggregate, billions of dollars have been funded through our contact sphere.

While we are not brokers or lenders, within our contact sphere we have strategic partners willing to review these types of transactions. we will consult with you to find a solution where possible.

CCG works as a consultant to identify a client’s needs and, when appropriate, connects its clients with sources to provide project capital. These lines allow CCG clients to draw funds as needed for construction rather than all at once. This approach simply minimizes the cost of capital.

Here are the broad steps in the acquisition of a Project Capital Line:

1. Determine Need

2. Develop & Provide Required Documentation

3. Document Review To Determine Fit

4. Lender Indication of Interest (LOI)

5. Due Diligence Underwriting Begins (4 to 8 Weeks from Full Data Room Provision)

6. Loan Offer (Commitment Letter)

7. Loan Documents Preparation & Review

8. Interest Reserve Funding (Escrow of 25% to 30% of Total Line)

9. Insurance Wrap - Gap Funding Implementation

10. Closing (60 to 120 Days from Commitment Letter)

Generally speaking, these are interest only, 4 to 5 year, limited recourse Project Capital Lines. They are underwritten based on the efficacy of the project itself and borrower experience ensuring that, if constructed, the proforma projections make sense and repayment or take out via permanent funding can be accomplished. During the underwriting process, due diligence fees are funded by the borrower so proper prior preparation is critical to an efficient process. CCG often consults on the preparation process as well as on the implementation of funds following line access. Achieving the desired outcome is important to both the borrower and the lender. Note: CCG is not registered as a securities broker dealer and does not and cannot participate in any financing transaction involving securities.

A wide variety of projects can potentially be financed through the Project Capital Line. These include but are not limited to ground up construction and fit out of leased space. If you’re unsure whether your project will fit within the Project Capital Line guidelines, reach out to us and we’ll consult with you to help you better understand your options.

This is a very common issue as you can imagine. If you are in a position where you’ve burned through all your liquid capital, you’re indeed in a tough spot. If, however, you are close to the Project Capital Line guidelines, we may be able to help.

Depending upon the project type, in some cases, we may be able to pair you with people that have expressed an interest in providing capital to meet Interest Reserve and / or other funding requirements. This is reviewed on a case by case basis and is often not an option for most of the transactions on which we consult. Again, preserving the friends and family capital you have been able to raise is critical to your success.

We’d be happy to consult with you to assist in identifying the best path forward.

Note: CCG is not registered as a securities broker dealer and does not and cannot participate in any financing transaction involving securities.

First, it’s important to understand the purpose of the Interest Reserve where Project Capital Lines are concerned. The Interest Reserve is a pool of capital that is used to pay the interest on drawn funds until the project can cover those interest payments through revenue and profits. While under construction, the project is incapable of generating revenue so the Interest Reserve simply serves as a mechanism to ensure the lending institution is paid their required interest.

Secondly, to address how escrowed, interest reserve funds are protected with a Project Capital Line, it is important to recognize that these Interest Reserve funds are independently held and are only required following executed loan documents. Therefore, full approval of the required project funds is in hand and loan documents are executed prior to the deposit of the Interest Reserve funds.

As a result of this full approval process and the fact that funds are independently held, Interest Reserve funds are secured.

Note: The first interest payment is due 30 days after the initial draw from the Project Capital Line.

Depending on the scope and scale of your financing needs, Family Offices may be a solid fit. CCG, through an affiliate, has access to a large, well funded group of Family Offices. These Family Offices fund significant, repeat projects with a minimum of $50 million. CCG works with this group to structure financing as debt, equity or both.

We work on a myriad of different projects. Some of these include:

-Industrial Buildings

-Residential Developments

-Mixed Use Developments

-Fix & Flip

-Multi-Family

-Storage Facilities

-Office Buildings

-Hotel & Motel Construction & Updates

-Cannabis Construction

-Retail Buildouts

-Warehouse & Distribution Centers

In addition, here are some examples of funding capabilities:

-Medical Practice Working Capital

-Veterinary Practice Working Capital

-Accounts Receivable

-Inventory

-Equipment

-Supply Chain

-eCommerce

We invite you to share some information about your unique project to see if CCG can assist you.

Commercial project financing is quite a bit different than residential financing. When pursuing a Project Capital Line, you should expect to pay one third of a percent of the total project value (subject to a $10k minimum) as a loan administration / submission fee upon submission to the lender(s). In addition, assuming a letter of intent (LOI) is issued by a lender, you should expect to pay a due diligence fee in the neighborhood of one half of a percent to one percent of the total project value. Note: since these fees are associated with packaging, submitting and reviewing the project to ensure viability, these fees are non-refundable. Please download our submission requirements from our home page.

Because we work within this environment everyday, we can often assist in fulfilling a wide variety of commercial consulting needs. Again, sometimes we must be creative in our approach to identifying sources to facilitate appropriate solutions.

Projects can in fact be overwhelming. Our sphere of contacts is here to assist in simplifying the process for you. From early stage, pre-project planning all they way through final sign off, CCG has access to professionals that can help you bring your project to life.

Depending on the circumstances and the comfort level of the institutions involved, CCG can work with your existing team. In some instances, we are asked to bring in the expertise necessary to assure the outcome. In those situations, we will pair you with an approved contractor to complete your project.

Experience is a critical factor when embarking on a project and in underwriting Project Capital Lines. CCG’s senior consultants, given our wide variety of backgrounds, may be able to help you round out the experience of your existing team. If you need help, we’d be delighted to consult with you.

CCG and its affiliates often provide consulting services beyond project financing. Some of these services include: accounting, project management, construction management, property management and strategic planning.

We believe the most organized person wins and, as a result, we frequently suggest our clients leverage the services of our affiliates to begin to institutionalize their businesses. The objective is to allow our clients to work on their businesses rather than work in their businesses.

Beyond projects, here are some examples of CCG’s capabilities:

-Medical Practice Working Capital

-Veterinary Practice Working Capital

-Accounts Receivable

-Inventory

-Equipment

-Supply Chain

-eCommerce

We invite you to share some information about your unique needs to see if CCG can assist you.

Occasionally, CCG has consulting clients with funding needs requiring equity funding. We are not brokers but can align you with qualified professionals within our contact sphere to guide you through the process.

Note: CCG is not registered as a securities broker dealer and does not and cannot participate in any financing transaction involving securities.

No, CCG is a funding strategy consultant. CCG is not registered as a securities broker dealer and does not and cannot participate in any financing transaction involving securities.

Specifically, CCG does not and cannot:

-Participate in discussions between a company and potential investors or negotiate the terms of a securities transaction on behalf of buyers and / or sellers

-Assist in structuring securities transactions

-Receive security based transaction compensation

-Engage in "pre-screening" potential investors to determine their eligibility to purchase securities

-Engage in "pre-selling" the issuance of securities to gauge the level of interest of potential investors

-Conduct or assist with the sale of securities

-Provide advice regarding the value of securities

-Locate issuers of securities on behalf of investors

-Handle customer funds and securities

-Solicit securities transactions

-Disseminate quotes for securities pricing

-Actively find securities investors

-Send private placement memoranda, subscription documents and due diligence materials to potential securities investors

-Advise on portfolio allocations to accommodate a securities investment

-Provide analyses of potential investments

This is a terrific question. CCG operates as a consultant working with you to align appropriate solutions for your needs. Note: CCG is not registered as a securities broker dealer and does not and cannot participate in any financing transaction involving securities.

Of course, the decision to move forward or not rests solely with you. You should fully understand all terms and conditions prior to proceeding forward with any suggested solution. We are here to provide guidance on a consultative basis only.